NOTES

• For interest rates on debit balances carried in any account not approved to borrow against investments held in the account click here
• Interest rates are subject to change without notice at any time.
• Rates shown are calculated on a per annum basis.
• These interest rates are paid on the cash portion of RBC Direct Investing Investment, RSP, TFSA, LIRA, LIF, and LRIF accounts.
• Both cash and securities can be held in the same account.
• Investment accounts can contain Canadian and U.S. dollar balances in the same account.
• Deposit interest is paid and overdraft interest is charged on the first business day after the 21st of each month.
• Deposit and overdraft interest is calculated on the average daily balances in the account for the month.
• No interest is paid or charged on accounts when the monthly interest amount is less than $5 per month.
• Call 1-800-769-2560 for more information.