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RBC Direct Investing > Commissions & Fees > Interest Rates

RBC Direct Investing Interest Rates

RBC Direct Investing offers GICs from a wide variety of Financial Institutions. View the best rates for cashable GICs, and GICs with interest paid at maturity, annually, semi-annually, and monthly.

GIC Rates

If credit balance is:

$CDN [%]

$US [%]

Expand Investment Account Interest Rates (Non-registered)

Expand Royal Circle Investment Account Interest Rates (Non-registered)

Expand Self Directed RSP, TFSA and RIF Accounts (Registered)

If debit balance (margin) is:

$CDN [%]

$US [%]

Expand Investment Account Interest Rates (Non-registered)

Expand Royal Circle Investment Account Interest Rates (Non-registered)

NOTES

  • For interest rates on debit balances carried in any account not approved to borrow against investments held in the account click here (opens new window)
  • Interest rates are subject to change without notice at any time.
  • Rates shown are calculated on a per annum basis.
  • These interest rates are paid on the cash portion of RBC Direct Investing Investment, RSP, TFSA, LIRA, LIF, and LRIF accounts.
  • Both cash and securities can be held in the same account.
  • Investment accounts can contain Canadian and U.S. dollar balances in the same account.
  • Deposit interest is paid and overdraft interest is charged on the first business day after the 21st of each month.
  • Deposit and overdraft interest is calculated on the average daily balances in the account for the month.
  • No interest is paid or charged on accounts when the monthly interest amount is less than $5 per month.
  • Call 1-800-769-2560 for more information.

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