At RBC Direct Investing you can open a variety of registered and non-registered accounts. Whether you are investing to save for retirement, a down payment on your home, a major purchase, or actively managing an aggressive investment portfolio, we have the account you need to help you accomplish your savings goals.
You are on: Tax-Free Savings Account (TFSA)
With a TFSA, Canadians can save for both short- and long-term without incurring tax on investment income interest, dividends or capital gains.
Why choose an RBC Direct Investing TFSA?
You are on: Investment Account - Cash
With a RBC Direct Investing investment account for your non-registered investing and trading needs, you can hold a diversified portfolio of investments in U.S. or Canadian dollars or both.
Why choose an RBC Direct Investing Investment Account?
You are on: Investment Account - Margin
Once you qualify for a margin account, RBC Direct Investing will lend you a portion of the market value of your eligible securities – giving you access to funds that can be used for personal needs or other investments.
Why choose an RBC Direct Investing Margin Account?
You are on: Registered Retirement Savings Plan (RRSP)
Save for retirement with an RRSP while taking advantage of tax benefits allowed by the government.
Why choose an RBC Direct Investing RRSP?
You are on: Registered Education Savings Plan (RESP)
Save for a child's post-secondary education through access to a wide range of RESP-eligible investments.
Why choose an RBC Direct Investing RESP?
You are on: Registered Retirement Income Fund (RRIF)
Have a maturing RRSP? Make use of your retirement savings in a tax efficient manner by converted your RRSP into a RRIF.
Why choose an RBC Direct Investing RRIF?
You are on: Non-Personal Accounts
From Corporate and Investment Club accounts to Partnership and Trust accounts, you can choose the type of account needed to manage your business's investments.
Why choose an RBC Direct Investing Non-Personal Account?
Download a Margin Agreement Form and an Update/Change of Client Information Form. Once you have completed and signed both forms, simply drop them off at any RBC Royal Bank branch or mail them to RBC Direct Investing. Please note: A Margin Account works in conjunction with a RBC Direct Investing Cash Account. If you currently do not have a RBC Direct Investing Cash Account please complete an Investment Account Application. Due to regulatory policy, RBC Direct Investing does not open accounts for non-residents of Canada.Close