Investment Account - Margin

When you open a margin account, RBC Direct Investing will lend you a portion of the market value of your eligible securities. RBC Direct Investing offers competitive interest rates on margin account loans.

A margin account allows you to access additional funds that can be used for personal purposes or for additional investments. Excess margin can be quickly and easily transferred to your RBC Royal Bank account or used for additional investments within the account. The margin-eligible securities in your RBC Direct Investing account are used as collateral for the loan.

Key benefits of an RBC Direct Investing margin account:

• Access to margin loan based on the value of investments held in your RBC Direct Investing margin account that you can use to buy additional investments or for other personal uses
• Access to a broad selection of investments including stocks, exchange traded funds (ETFs), guaranteed investment certificates (GICs) (from over 30 providers), mutual funds (from over 100 fund companies), options, bonds and more
• No commissions when you buy or sell mutual funds
• Low commissions with trades starting from as low as $6.95 to $9.95 flat
• Hold and settle trades in U.S. and Canadian dollars and save on foreign exchange conversion
• No maintenance fee when you hold combined assets of $15,000 or more across all of your RBC Direct Investing accounts
• Access to innovative tools and the latest research to help you make confident investment decisions