The “GoSmart $50” Offer

Open a GoSmart account and get $50 when you contribute $500 or more before January 19, 2027.

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Terms & Conditions

With the “GoSmart $50” offer (the ‘Offer’), you could receive a cash reward of C$50 when you open your first GoSmart Account(s) with RBC Direct Investing.

To qualify, you must -

1. Open your first GoSmart account(s) with RBC Direct Investing between January 20, 2026, and March 31, 2026, (inclusive) by scanning the QR code for the Offer or following a promotional link for the Offer.
2. Contribute a minimum of C$500 (Five Hundred Canadian Dollars) to your new GoSmart account(s) before January 19, 2027.
3. Be a Canadian resident and at least the age of majority in your province/territory at the time of opening your first GoSmart account.

You will receive the C$50 cash reward in your first GoSmart account within 7 (Seven) days of meeting the above qualification criteria.

Additional Terms:

• This Offer, and the cash reward available under the Offer, is non-transferrable and cannot be applied retroactively.
• Only one cash reward will be granted per client under the Offer.
• Terms and conditions applicable to the Offer are subject to change without notice at the sole and absolute discretion of RBC Direct Investing. This Offer may be modified or withdrawn at any time without notice.
• In the event that you cease to qualify for the Offer or the cash reward, RBC Direct Investing reserves the right not to pay the cash reward.
• RBC Direct Investing reserves the right to amend, withdraw or extend the Offer, or to disqualify, limit or revoke the Offer in respect of any RBC Direct Investing client who it determines or believes is abusing or manipulating the Offer.
• RBC Direct Investing general Pricing Terms and Conditions apply. You will be solely responsible for the payment of any applicable fees, penalties, charges or other amounts associated with the operation of a GoSmart account. Visit Pricing or call 1-800-769-2560 for complete details.
• You are responsible for reviewing the contribution room available in registered plan accounts (i.e., TFSA, FHSA and RRSP) you hold before contributing to any RBC Direct Investing account, including a GoSmart account. You are solely responsible for any excess contribution penalty or other tax consequence that may arise from the contribution of assets into your RBC Direct Investing account(s). Please consult your personal tax advisor for advice.
• There may be tax implications associated with the payment of the cash reward in your RBC Direct Investing account(s). You are solely responsible for any tax consequences associated with the Offer and/or the contribution of any assets into a GoSmart Account(s). Please consult your personal tax advisor for more information.
• You may opt out of the Offer at any time by notifying RBC Direct Investing at 1-800-769-2560.
• Additional terms and conditions may apply to opening an account with RBC Direct Investing (including a GoSmart Account) which include, without limitation, the requirements set forth in RBC Direct Investing’s Operation of Account Agreement.

GoSmart is a service offered by RBC Direct Investing Inc. RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Canadian Investment Regulatory Organization and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.