Terms and Conditions

1) Specific terms and conditions apply for membership in the RBC Direct Investing Community. For details please sign into the RBC Direct Investing online investing site, click the link to the Legal Terms of Use and read the RBC Direct Investing Community – Terms of Service.

2) Mutual Fund companies assess additional fees — for example, deferred sales charges on back-end load funds, early redemption fees, setup fees and charges for insufficient funds on pre-authorized purchases. Management fees and operating expenses are paid by the mutual fund. There may be trailing commissions associated with these mutual fund investments.

3) Clients with combined assets of $15,000 or more in all of their RBC Direct Investing accounts pay no quarterly maintenance fee. Clients with combined assets of less than $15,000 in all of their RBC Direct Investing accounts pay $25 per quarter. Clients can open a maximum of 10 accounts for a combined maintenance fee of $25/quarter. Additional maintenance fees will apply if a client opens more than 10 accounts. This fee will be assessed on client information as at the end of each quarter (March 31, June 30, September 30, December 31) and will be charged in April, July, October and January of every year. For complete details and for information about additional ways to have the quarterly fee waived read our Commissions and Fees Schedule.

4) RBC Direct Investing was awarded the Winners Circle by DALBAR Inc. in 2013 and 2014. The annual DALBAR Direct Brokerage Service Award rankings are based on evaluations made over the calendar year, measuring a company's quality of performance in product knowledge, professionalism and their ability to provide value-added service.

5) RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

6) Available Only Where Permitted by Law. The products, services and securities referred to on any RBC Direct Investing Automated Service (as defined in the Operation of Account Agreement) are only available in the jurisdictions where they may be legally offered for sale. The information provided on any RBC Direct Investing Automated Service should not be construed as an offer by RBC Direct Investing to sell specific securities in any jurisdiction, including the United States. If you are not currently a resident of Canada, you should not access the information available on any RBC Direct Investing Automated Service.

7) Standard message and data charges apply.

8) Real-time quotes are available upon accepting the terms and conditions of each exchange agreement, on the RBC Direct Investing online investing site.

9) Additional Terms and Conditions (opens new window) may apply.

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