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Full Suite Account Experience

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Earn up to 3% cash back*

Invest $2,500 or more in your first RBC Direct Investing account and get up to $15,000 in cash back.

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*3% cash back on registered accounts and 1% on non-registered accounts, when funded by November 30, 2026. Conditions apply.

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Already with another brokerage? Transfer $15,000 or more and RBC Direct Investing will match up to $200legal disclaimer 1 in transfer fees. Up to $500 for Royal Circle and Royal Distinction members.legal disclaimer 2

GoSmart is the RBC Direct Investing account experience built for new investors. It offers the ability to trade commission-free in registered accounts. Explore more.

What is a Full Suite RBC Direct Investing account experience?

A Full Suite account experience is RBC Direct Investing's most complete offering. It has more account types, more investment products, multiple currencies and in-depth research to help you make informed decisions. No account maintenance fees. Powerful, intuitive, pro-level tools.

No account maintenance fees. Powerful, intuitive, pro-level tools.

Already with another brokerage? Transfer $15,000 or more and RBC Direct Investing will match up to $200legal disclaimer 1 in transfer fees. Up to $500 for Royal Circle and Royal Distinction members.legal disclaimer 2

GoSmart is the RBC Direct Investing account experience built for new investors. It offers the ability to trade commission-free in registered accounts. Explore more.

    • Research that helps
      you make decisions
      with confidence.
      No extra charge.

      full suite research ui screenshot

      In-depth research and resources worth over $1,500, real-time data, and advanced tools — all included with your account with no subscriptions.

    • Decisions you can stand behind.

      Over $1,500 in value, included with your account.

      RBC RBC Capital
      Markets

      Proprietary equity research from over 100 RBC analysts worldwide.

      lseg data & analystics legal disclaimer ‡

      Analyst research from 1,300+ providers across 50 global markets.

      lseg data & analystics legal disclaimer ‡

      In-depth analysis, ratings and research across funds, stocks, ETFs, and more. 500,000+ investments covered.

      Trading Central legal disclaimer ‡

      Automated technical signals that scan thousands of securities for chart patterns in real time.

      Tip Ranks legal disclaimer ‡

      Rank analysts, insiders and fund managers by their performance.

    • Advanced tools that turn data into action.

      Real-time streaming quotes, analyst tools, and everything you need to act on opportunities.

      full suite tool ui screenshot

      Screeners and Pick Lists.

      Access expert-curated screeners and pick lists, designed to help you act on opportunities faster.

      Real-time Level 2 quoteslegal disclaimer *.

      Level 2 quotes show the full order book, the bids, the asks, and the market depth behind every move.

      Technical Analysis and Signals.

      Scans thousands of securities for patterns automatically. Get a real-time alert the moment a pattern forms.

    Everything to invest in.
    One place to do it.

    Every investing account you need. The markets that matter.

    Whatever your portfolio needs today, and what it'll need next. All types of registered and non-registered accounts, markets around the globe, and thousands of investment products.

    • zero dollar

      Commission-free ETFs across every asset class. No minimums, no limits.

      Trade 50+ commission-free ETFslegal disclaimer 3, including crypto and gold.

    • FHSA
      RRSP
      TFSA
      Cash
      Margin

      The right account for every goal.

      From TFSAs, RESPs and RRSPs to cash, margin, and business accounts — every registered and non-registered account, all in one place.

    • Invest beyond borders.
      Explore international markets.

      Trade across 18 global markets with 50,000+ tickers and access companies not on North American exchanges, including the EU, Hong Kong, Japan, and more.

    • 4,000+

      Shop bonds and GICs at competitive rates.

      Choose from 4,000+ bonds and GICs from federal, provincial, and corporate issuers with a wide range of credit ratings, terms from one month to 30 years, and live rates to compare.

    • Mutual Funds
      Money Market
      Balanced Funds and
      Portfolio Solutions
      Fixed income
      Equity
      Liquid
      alternatives

      Thousands of mutual funds. Commission-free.

      3,500+ commission-free mutual funds across every major asset class. Professionally managed, instantly diversified, and available across all accounts.

      Clear pricing.
      No hidden fees.

      Learn more about pricing here.

      $0

      3,500+ mutual funds. 50+ ETFs. All commission-free.

      $0

      Never pay account maintenance fees.

      $0

      Start investing with zero out of pocket dollars using your Avion pointslegal disclaimer 4.

      Start investing in minutes.

      1. 1. Sign up fast.

        Just a few minutes for new clients. Even faster if you're already with RBC. Choose an account or open multiple accounts under your profile.

      2. 2. Fund and transfer

        Add funds instantly from your RBC bank account, or transfer investments from another financial institution. We reimburse transfer fees up to $200legal disclaimer 1.

      3. 3. Start trading

        Your account is open, your funds are in. Log in to the platform of your choice and start putting the Full Suite account experience tools and research to work. Banking and investing, all in one place.

      Your money
      is protected.

      Get reimbursement for any unauthorized transactions conducted through RBC Direct Investing online or the RBC Mobile app.
      See the guarantee.

      Full Suite or GoSmart account experience?

      Different account experiences, designed for different stages.

      GoSmart is built for investors who want a way to trade commission-free on Canadian and U.S. stocks and ETFs in registered accounts. It’s a mobile-first experience that makes self-directed investing straightforward from day one.

      You can have accounts in both. If you are already investing and ready for more, the Full Suite RBC Direct Investing account experience is built for you.

      RBC
      Direct Investing

      Helping
      Canadians
      grow their
      money

      1.4M+

      RBC Direct Investing clients

      $250B+

      Assets under administration

      6X

      Our clients have grown their assets an average of 6x in the the last 25 yearslegal disclaimer †

      Get started today

      Open your RBC Direct Investing Full Suite account experience and get analyst-level research, the full range of accounts and investment products, and tools that help you make informed decisions. All in one place.

      Open an account

      Frequently asked questions

      No. A Full Suite account experience carries $0 in account maintenance fees.
      No. A Full Suite account experience includes real-time Level 2 data, Trading Centrallegal disclaimer ‡ technical signals, Morningstar fund analytics, and RBC Capital Markets research at no additional cost. No subscription add-ons. No paywalled tiers. It's all included.
      Full Suite account experience includes commission-free trading on 50+ select ETFs with no minimums. All other ETF and stock trades are $9.95 per online or mobile trade, or $6.95 for active traders (150+ trades per quarter).
      All stock trades are $9.95 flat per trade. Options trades are $9.95 + $1.25 per contract. Active traders (150+ trades a quarter) are charged $6.95 per trade, and $6.95 + $1.25/contract for options trades.
      No. You can open a Full Suite account experience regardless of whether you bank with RBC. That said, existing RBC clients can fund and transfer between accounts instantly.
      Full Suite account experience supports TFSA, RRSP, RRIF, RESP, FHSA, LIRA, LIF, Margin, Cash, and Business accounts. You can open multiple account types under one profile, all covered under your $0 maintenance fee.
      Yes. RBC Direct Investing offers extended-hours trading, giving you the ability to act on news and market events before and after regular market hours.

      GoSmart is built for investors who are just getting started. It offers a way to trade commission-free on stocks and select ETFs, registered accounts (TFSA, FHSA, RRSP), and a mobile-first platform designed to make self-directed investing straightforward from day one.

      A Full Suite account experience is built for established investors who want more. More account types, including cash, margin, RESP, and business accounts. More investment products, including bonds, GICs, options, mutual funds, and 18 global markets. More research, with analyst-level tools from Morningstar, LSEG, and RBC Capital Markets at no extra cost. And three trading platforms instead of one.

      Both carry $0 in account maintenance fees. If you're ready for a complete platform, the Full Suite account experience is built for where you're going.

      The Full Suite account experience lets you can trade in 18 markets across North America, Europe, Asia-Pacific, and beyond, in 10 currencies, all from one account.

      • North America: Canada (TSX, TSX-V), United States (NYSE, NASDAQ)
      • Europe: United Kingdom (LSE), France (Euronext Paris), Germany (Frankfurt Stock Exchange), Swiss Exchange, Belgium (Euronext Brussels), Italy (Borsa Italiana), Netherlands (Euronext Amsterdam), Portugal (Euronext Lisbon), Austria (Vienna Stock Exchange), Spain (Bolsa de Madrid), Finland (Nasdaq Helsinki), Greece (Athens Stock Exchange)
      • Asia-Pacific: Hong Kong (HKEX), Japan (Tokyo, Nagoya and Osaka exchanges), Australia (ASX), Singapore (SGX)

      Online trading is available for Canada, the U.S., Hong Kong, and key European markets (London, Paris, Frankfurt). All other markets are available by calling an Investment Services Representative. Together, these markets give you access to 50,000+ listed tickers and 68% of global companies not listed on Canadian or U.S. exchanges.

      GoSmart accounts are limited to Canadian and U.S. markets (TSX, TSX-V, NYSE, NASDAQ) in Canadian dollars only. International trading and multi-currency accounts are available exclusively with the Full Suite account experience.

      No. RBC Direct Investing does not offer prediction markets, which many Canadians view as closer to gambling than investing.

      In Canada, CIRO has only authorized a small number of dealers to offer them, and even then only for a narrow set of contracts (economic and financial indicators, climate events) with a 30-day minimum maturity - no politics, no sports, no leverage.

      There may be commissions, trailing commissions, investment fund management fees and expenses associated with investment fund and exchange-traded fund (ETF) investments. RBC Direct Investing Inc. does not offer mutual funds that pay trailing commissions in accordance with rule changes banning such payments to order execution only dealers effective June 1, 2022. To the extent that mutual funds paying trailing commissions are transferred into RBC Direct Investing Inc. or were held at RBC Direct Investing Inc. prior to June 1, 2022, and cannot be switched into an equivalent non-trailer paying fund, any trailing commissions paid to RBC Direct Investing Inc. will be rebated to clients. Before investing, please review the applicable fees, expenses and charges relating to the fund as disclosed in the prospectus, fund facts or ETF facts for the fund. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund.