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Cash Account

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Benefits of a Cash Account

When you need your money handy or you want to trade on margin, a non-registered cash account may be the right fit.

Withdraw money whenever you need it

Choose from individual and joint accounts

Access multiple currencies in your personal non-registered cash accounts, including GBP, EUR, HKD, AUD, NZD, CHF and JPY

Why Choose a Cash Account at RBC Direct Investing?

Expand your investing knowledge with resources designed to help you take control:

  • Find in-depth guides on topics like stocks, options and more in the Investing Academy
  • Learn the basics you need to build your strategy with the Investor’s Toolkit

Watch educational videos and demos to see how to use our powerful trading platforms

Filter and choose investments using:

  • Powerful screeners, market research and analysis, and more
  • Economic insights on current events that could impact your investments

Receive guest access to our Online Investing platform with a risk-free Practice Account. It’s a great way to practice buying and selling different investments before investing your own money. Free for RBC Online Banking and Direct Investing clients.

Enjoy benefits like real-time streaming quotesLegal Disclaimer footnote 3 and pre-market and after-hours trading at no additional cost:

Investments You Can Hold in Your Cash Account

Enjoy total freedom to research and pick the investments that meet your needs.

Stocks

ETFs

Mutual Funds

GICs

Bonds

Options

Explore Investments

Discover More About Cash Accounts

Cash & Margin Accounts: An Overview

How Is My Investment Income Taxed?

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Open a Cash Account

Take control of your investments and save for absolutely anything.

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RBC digital banking security guarantee

You're Protected. Get 100% reimbursement for any unauthorized transactions conducted through the Online Investing platform or the RBC Mobile app.

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Information provided on this page is for your general information and is not intended to provide legal, investment, financial, accounting or tax advice. If you require any such advice, you should retain the services of a competent professional.
The Avion Rewards program is offered by Royal Bank of Canada and is subject to the Avion Rewards Terms & Conditions (opens in new window). You may only use your Avion points through RBC DI to: (1) pay for Canadian or U.S. equity trade commissions on your eligible RBC Direct Investing accounts; or (2) transfer points for cash contributions in CAD to your eligible RBC Direct Investing accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when redeeming points for cash contributions in CAD to your registered accounts and/or when you use your Avion points to pay for Canadian or U.S. equity trade commissions on a registered account. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties.