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Benefits of a Cash Account

When you need your money handy or you want to trade on margin, a non-registered cash account may be the right fit.

Withdraw money whenever you need it

Choose from individual and joint accounts

Access multiple currencies in your personal non-registered cash accounts, including GBP, EUR, HKD, AUD, NZD, CHF and JPY

Why Choose a Cash Account at RBC Direct Investing?

Expand your investing knowledge with resources designed to help you take control:

  • Find in-depth guides on topics like stocks, options and more in the Investing Academy
  • Learn the basics you need to build your strategy with the Investor’s Toolkit

Watch educational videos and demos to see how to use our powerful trading platforms

Filter and choose investments using:

  • Powerful screeners, market research and analysis, and more
  • Economic insights on current events that could impact your investments

Receive guest access to our Online Investing platform with a risk-free Practice Account. It’s a great way to practice buying and selling different investments before investing your own money. Free for RBC Online Banking and Direct Investing clients.

Enjoy benefits like real-time streaming quotesLegal Disclaimer footnote 3 and pre-market and after-hours trading at no additional cost:

Investments You Can Hold in Your Cash Account

Enjoy total freedom to research and pick the investments that meet your needs.



Mutual Funds




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Open a Cash Account

Take control of your investments and save for absolutely anything.

RBC digital banking security guarantee

You're Protected. Get 100% reimbursement for any unauthorized transactions conducted through the Online Investing platform or the RBC Mobile app.

See the Guarantee