RBC Direct Investing

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I’m New to Online Investing

Whether you’re brand new to online investing or you’ve got the basics down, we have everything you need to get started.

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I’m an Experienced Online Investor

Reach your goals with the latest research, innovative tools and a wide range of investment products and accounts.

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I’m Saving for Retirement

Whatever your vision of retirement looks like, make it a reality with our investing tools and resources.

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What We Offer

A Variety of Accounts
to meet your needs
Investment Choices
to help you create a well-balanced portfolio
Tools and Research
to manage your investments with confidence

Practice Accounts
to try out our actual online investing site – not a demo
The Community
to connect and share with other investors
Special Client Privileges
with perks and cost savings

View more of what we have to offer

View more of what we offer

Ways to Save

Pay only $9.95 flat per trade¹ with no minimum balance or trading activity or $6.95 flat per trade¹ with 150+ trades per quarter.

Enjoy no maintenance fee when you hold combined assets of $15,000 or more across your RBC Direct Investing accounts. This is just one of many ways to get the fee waived.²

Save money with Series D, a mutual fund purchase option with lower fees³, designed to reward cost-conscious investors like you.

I’m ready to get started with RBC Direct Investing

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There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.

All RBC Direct Investing clients pay $9.95 flat CDN or U.S. per equity trade with no minimum account balance or trading activity required. $6.95 flat CDN or U.S. per equity trade when you trade 150 times or more per quarter. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing's Operation of Account Agreement), including the online investing site and mobile application. Additional terms and conditions apply. Visit Pricing or call 1-800-769-2560 for complete details.

There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts). However, you have a number of additional ways to have this fee waived. For full details please refer to the complete Commissions and Fees Schedule.

Mutual Fund companies may assess additional fees – for example, deferred sales charges on back-end load funds, early redemption fees, setup fees and charges for insufficient funds on pre-authorized purchases. Management fees and operating expenses are paid by the mutual fund. There may be trailing commissions associated with these mutual fund investments.

The RBC Rewards program is offered by the Royal Bank of Canada. The use of RBC Rewards points is subject to the . You cannot earn RBC Rewards points through RBC Direct Investing (RBC DI). You may only use your points through RBC DI to: (1) pay for trade commissions on your eligible RBC DI accounts; or (2) transfer points to cash contributions to your eligible RBC DI accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when transferring points to cash contributions to your registered accounts. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties.