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The Information You Need to Help You Trade With Confidence

RBC Direct Investing Mobile Experience

  • Free Real-Time StreamingLegal Disclaimer 1 Quotes to Help You Invest in the Moment

    Get free real-time streaming quotes for stocks and ETFs. Plus, get an extra line of sight with Level 2Legal Disclaimer 2 quotes—so you never miss an opportunity.

  • Stay in Touch With the Markets

    Keep track of your securities with the convenience of watchlists, stay on top of market commentary and get alerts delivered to your inbox.

  • Three Powerful Trading Platforms - Choose What Suits Your Needs

    Use comprehensive tools and market research on our secure online investing site; drill down on quotes and take action in real-time through the trading dashboard; monitor your investments and make trades on the go using the RBC MobileLegal Disclaimer 3 app.

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    As an added benefit, RBC Royal Bank clients enjoy the convenience of a single sign-on, consolidated view and real-time transfers between your RBC Online Banking accounts and RBC Direct Investing accounts.

Accounts and Investment Choices to Fit Your Needs

We offer a variety of account types and investment choices to help you create a portfolio that's right for you, including:

See What We Have to Offer

Explore Investing Ideas and Stay Informed

Be ready to make your next move by keeping up with the latest information. From screeners and analysis to help you narrow the search for investment opportunities to economic insights that help you understand the potential impact of current events, you'll find the details you need to keep up to date.

Learn More about real time decisions

Experience what it's like to trade in the stock market without risking your own money. A Practice Accounts give you a real online trading experience, with access to many of the tools and features available in real accounts – right in our actual online investing site. You can do things like practice buying and selling different types of investments including stocks, ETFs and options, and track your holdings.

Learn More about practice accounts

Our online magazine, Inspired Investor, brings you personal stories, timely information and expert insights to empower your investment decisions. It's also home to the Investing Academy, where you'll find a series of investing guides on topics like investing in stocks, options, naming beneficiaries and more. Visit rbc.com/inspiredinvestor to see what's new, and .

Learn More about Inspired Investor

The CommunityLegal Disclaimer 4 is a hub where anyone with an RBC Direct Investing account or Practice Account can join. Connect with other investors and see what they're holding, ask questions and share ideas in the forumsLegal Disclaimer 8 – all without revealing your identity or the value of your investments.

Learn More about The Community

Start Investing Your Way Today

Complete your application online in just minutes.Legal Disclaimer 5

Get Started

More Reasons to Invest with Us

No-surprise Pricing

Pay just $9.95 commission per tradeLegal Disclaimer 6 with no minimum account balance or trading activity required.

Conveniently Invest Using RBC Rewards Points

Use your RBC Rewards for trade commissions or turn them into cash contributions

No Transfer Fees

We'll cover up to $200 of your fees when you transfer $15,000 or more.Legal Disclaimer 7

Frequently Asked Questions

It's easy. Visit our Open an Account page to get started. You'll be guided through the application process, which you can complete online for RRSP, RRIF, TFSA or Investment accounts or download an application form for RESP and non-personal accounts. You'll receive an email when your account is opened.

If you don't have an account with us yet, you can easily start the transfer process when you open your account online. If you're an existing client, use our secure online transfer form, to transfer your account from another institution. You can also download the form and visit us in person, or call us at 1–800–769–2560 with any questions.

For details, see Transfer from Another Brokerage or visit an Investor Centre.

Choose from Canadian and U.S. stocks; common and preferred shares; new issues; options; rights and warrants; equity, fixed income and money market mutual funds; exchange-traded funds (ETFs); and fixed-income investments such as T-bills, bonds and GICs.

View all investment choices

A typical stock quote provides a snapshot of a company's price, trading volume and other information that can help you understand its performance and make investment decisions, as of a specific moment in time during the trading day, or after market close.

All exchange-listed stock and ETF quotes on our secure online investing site and the RBC Mobile app are available in real-timeLegal Disclaimer 9 without the typical 20-minute delay. Get free level 2 quotes for Canadian exchange-listed stocks and ETFs (TSX, TSX/V), and visit the trading dashboard for real-time streaming quotes – without hitting refresh.

Watch: How to read a stock quote

It's easy to place an order – whether you're using the secure online investing site or the RBC Mobile app. Choose from different order types, like market orders, stop-limit orders and limit orders.

Watch: How to buy and sell a stock

Try our clickthrough demo to see how you can place a trade using our desktop site or the RBC Mobile app.

Stocks offer a variety of benefits for those who are comfortable with price fluctuations, like:

  • Potential for superior long-term returns compared to cash and fixed-income investments
  • Possibility to earn dividends and capital gains

Learn more about stocks

Exchange-traded funds (ETFs) offer a number of benefits, for those who are comfortable with price fluctuations, including:

  • Most ETFs have low fees, making them a cost-effective way to diversify a portfolio
  • ETFs can give you access to a wide variety of sectors and indices, helping you achieve diversification
  • ETFs offer the same liquidity (ability to easily buy and sell) as other securities that trade on major exchanges

Learn more about ETFs

If you're thinking about investing in mutual funds, here are a few advantages to consider:

  • Built-in diversification:  When you purchase a mutual fund, you're investing in a diversified portfolio of investments that can include stocks, bonds and cash. Diversification can reduce risk by spreading assets among various asset classes, geographic regions or industrial sectors.
  • Professional management: Actively managed mutual funds allow you to take advantage of professional investment management. The cost of the portfolio manager's expertise, called a Management Expense Ratio or MER, is shared by all the fund's investors.
  • No switch fees: You can usually switch between mutual funds without paying transaction feesLegal Disclaimer 10 as long as the funds are part of the same fund family, meaning they're offered by the same company.

Learn more about mutual funds

Fixed-income investments can be useful in your portfolio for a number of reasons:

  • Income: Most fixed-income investments pay income in the form of interest, which can be a source of regular and predictable income.
  • Security: Although any bond can decline in value, typically you will receive full repayment of your initial investment, plus interest, if you hold high-quality bonds to maturity.
  • Variety: Choose from a variety of bonds (government and corporate bonds, strip bonds, real return bonds, step-up bonds, Eurobonds and more), treasury bills, guaranteed investment certificates (GICs) and more.
  • Accessibility: Most bonds can be purchased online as easily as stocks, and are included in many mutual funds and exchange-traded funds.

Learn more about fixed-income investments

At RBC Direct Investing, all clients enjoy a low commission of $9.95 flat per trade with no minimum account balance or trading activity required. This is in addition to the cost of the security or securities you're purchasing.

Commissions on stocks, ETFs and options:

  • For stock and ETF orders placed using our online investing site or the RBC Mobile app, all clients enjoy a low commission of $9.95 flat per trade with no minimum account balance or trading activity required. If you trade 150 times or more per quarter, you pay only $6.95 flat CDN or US per equity trade.
  • Pay $6.95 or $9.95 CDN or US per options trade, depending on your qualifications above plus $1.25 per contract.

No mutual fund commissions

There are no commissions charged to buy, sell or switch mutual funds using our online investing site or RBC Mobile app.

No maintenance fees

There is no maintenance fee for clients with combined assets of $15,000 or more across all of their RBC Direct Investing accounts. A fee of $25 per quarter applies to clients with combined assets of less than $15,000 in all of their RBC Direct Investing accounts.

Competitive interest rates on fixed-income and margin account loans

RBC Direct Investing offers access to one of Canada's largest online fixed income inventories. View a selection of our broad and diverse bond and GIC offerings, and find our rates on margin account loans.

For full details on all of our pricing, and ways to have the maintenance fee waived, please view our complete Commissions and Fees Schedule.

Enjoy no maintenance feeLegal Disclaimer 11 when you hold combined assets of $15,000 or more across your RBC Direct Investing accounts. And there are several other ways to lower your fees at RBC Direct Investing. For example, set up a Pre–Authorized Contribution PlanLegal Disclaimer 12 of at least $100 per month ($300 per quarter).

See our Pricing page for more ways to save on fees with us.

While many GICs cannot be sold prior to maturity, RBC Direct Investing offers cashable GICs that can be redeemed after 30 days.

Learn more about GICs

The commission for GICs is included in the quoted price.Legal Disclaimer 13 For T-bills, Bonds, Debentures and Money Market Instruments, a commission of $25 - $250 per transaction is included in quoted price.

See More FAQs

"How do I find the latest market data?"

RBC Direct Investing clients can access real-time quotes14 on any of our three platforms – desktop, mobile app, and Trading Dashboard. Simply log-in to search for a quote or check your Watchlist!

Sign-in to Your Watchlist Here

Not yet a client? Check out our practice account

The RBC Rewards program is offered by the Royal Bank of Canada. The use of RBC Rewards points is subject to the RBC Rewards Terms & Conditions. You cannot earn RBC Rewards points through RBC Direct Investing (RBC DI). You may only use your points through RBC DI to: (1) pay for trade commissions on your eligible RBC DI accounts; or (2) transfer points to cash contributions to your eligible RBC DI accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when transferring points to cash contributions to your registered accounts and/or when you use your RBC Rewards points to pay for trade commissions on a registered account. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties.

There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.