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Account Types
Choose from a variety of registered and non-registered accounts to meet your needs.
Investment Choices
Invest for growth, security—or both— with investment choices designed to create a well-balanced portfolio.
What We Offer
- A Variety of Accounts
to meet your needs - Investment Choices
to help you create a well-balanced portfolio - Tools and Research
to manage your investments with confidence
- Practice Accounts
to try out our actual online investing site – not a demo - The Community
to connect and share with other investors - Special Client Privileges
with perks and cost savings
Ways to Save
Trade for $9.95 or Less3
Pay only $9.95 flat per trade3 with no minimum balance or trading activity or $6.95 flat per trade3 with 150+ trades per quarter.
Save up to $100 a Year
Enjoy no maintenance fee when you hold combined assets of $15,000 or more across all of your RBC Direct Investing accounts. This is just one of many ways to get the fee waived.4
Ready to Invest?
Complete your application online and your account can be opened within 24 hours.
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There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.
Legal Disclaimer 1)
In order to qualify for this offer (“Offer”), you must: open a new account with RBC Direct Investing Inc. from August 1, 2019 to August 30, 2019, fund it with a minimum balance of $5,000 by October 31, 2019 (“Eligible Account”) and enter the offer code provided at the time of opening your account. If you qualify for this Offer, you will receive a rebate of applicable commission fees within 3 to 5 days of your Qualifying Trade on up to 25 trades in exchange-listed securities (which includes only equities and ETF products) that you enter online or via the RBC mobile application (“Qualifying Trade”) for up to 365 days (i.e. one year) from the date your Eligible Account was approved. This Offer is only applicable to a maximum of one (1) Eligible Account per client. This Offer is non-transferable and is not valid in conjunction with any other offer or promotion, and the commission-free trades may not be applied against any other account. This Offer is subject to the terms and conditions that you will receive with your confirmation email if you open an Eligible Account and that are also available at rbcdirectinvesting.com/tradefreenow.
Legal Disclaimer 2)
RBC Rewards Terms & Conditions (opens link in a new window) The RBC Rewards program is offered by the Royal Bank of Canada. The use of RBC Rewards points is subject to the . You cannot earn RBC Rewards points through RBC Direct Investing (RBC DI). You may only use your points through RBC DI to: (1) pay for trade commissions on your eligible RBC DI accounts; or (2) transfer points to cash contributions to your eligible RBC DI accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when transferring points to cash contributions to your registered accounts. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties.
Legal Disclaimer 3)
All RBC Direct Investing clients pay $9.95 flat CDN or U.S. per equity trade with no minimum account balance or trading activity required. $6.95 flat CDN or U.S. per equity trade when you trade 150 times or more per quarter. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing's Operation of Account Agreement), including the online investing site and mobile application. Additional terms and conditions apply. Visit Pricing or call 1-800-769-2560 for complete details.
Legal Disclaimer 4)
There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts). However, you have a number of additional ways to have this fee waived. For full details please refer to the complete Commissions and Fees Schedule (opens PDF).
Legal Disclaimer 5)
Mutual Fund companies may assess additional fees – for example, deferred sales charges on back-end load funds, early redemption fees, setup fees and charges for insufficient funds on pre-authorized purchases. Management fees and operating expenses are paid by the mutual fund. There may be trailing commissions associated with these mutual fund investments.