Fund Your Account
Put money in your account and invest it when the opportunity strikes.
Transfer Cash, Avion Points or Securities
Move cash from an RBC Royal Bank or RBC Direct Investing account, redeem Avion points for a cash contribution or transfer securities between Direct Investing accounts.Legal Disclaimer footnote 1
Explore Transfer Options
Set Up Pre-Authorized Contributions (PAC)
Get peace of mind with flexible, automatic deposits that build your savings predictably – and make savings a breeze.
Learn More about Pre-Authorized Contributions
Sign In to Set Up a PAC PlanTransfer from Another Brokerage
Transfer an investment account or assets from another institution, (including RBC Dominion Securities or RBC Royal Bank), and we’ll cover the transfer fee.Legal Disclaimer footnote 2
Transfer from Another Brokerage
Download Forms
Find and download forms for margin trading, transfers, withdrawals, beneficiaries and more.
Find the Form(s) You NeedExplore Platform Tutorials
Check out our videos and demos to see how to fund your account, transfer assets and more.
How to Transfer Assets in to RBC Direct Investing
Funding Your RBC Direct Investing Account
Get to Know the RBC Direct Investing Site
How to Access your RBC Direct Investing Account
Trading is Now Easier with Quick Access to the Tools and Data You Need
Enjoy a smarter, more intuitive way to stay on top of your portfolio and market trends—all in one place—with the new Online Investing Home page. See an improved snapshot of your holdings, quickly access frequently used features and more.
Sign in to experience the new look and feel for yourself.
You Can Now Hold Foreign Currencies in Your Personal Non-Registered Cash Accounts
In addition to Canadian and U.S. dollars, you can now hold eight foreign currencies in your personal non-registered cash investment accounts.
- Hold Hong Kong Dollars (HKD), Great Britain Pounds (GBP), Euros (EUR), Swiss Francs (CHF), Singapore Dollars (SGD), Australian Dollars (AUD), New Zealand Dollars (NZD) and Japanese Yen (JPY) in your personal non-registered RBC Direct Investing cash accounts.
- Transfer HKD, GBP and EUR for free—online and in real timeLegal Disclaimer footnote 3—between your RBC Direct Investing cash accounts or your RBC Royal Bank foreign currency account (FCA) and RBC Direct Investing cash account.
- Unlike Canadian and U.S. funds, online foreign currency transfers have daily limits per account as outlined below.
Online Transfers from Your RBC Direct Investing Cash Account to Your RBC Royal Bank FCA:
| Currency | Daily Limit Per Account* |
|---|---|
| HKD | $1,500,000 |
| EUR | €150,000 |
| GBP | £150,000 |
Online Transfers from Your RBC Royal Bank FCA to Your RBC Direct Investing Cash Account:
| Currency | Daily Limit Per Account* |
|---|---|
| HKD | $7,500,000 |
| EUR | €1,000,000 |
| GBP | £1,000,000 |
*For transactions over the daily limit from your RBC Royal Bank account to your RBC Direct Investing account, visit your RBC branch to arrange a wire transfer. Wire transfers are not in real time and fees may apply. For transactions over the daily limit from your RBC Direct Investing account to your RBC Royal Bank account, please call to speak with an Investment Services Representative.
Online fund transfers in HKD, EUR or GBP are available for personal non-registered cash investment accounts only. Transfers from an RBC Foreign Currency Account to your RBC Direct Investing account using RBC Online Banking, Direct Investing Online Investing, or the RBC Mobile app are processed in real time between the hours of 4:30 a.m. and 3:00 p.m. ET, Monday to Friday (excluding Canadian holidays). Transfers into an RBC Direct Investing account made outside of these hours will be processed the next business day. Transfers out of your RBC Direct Investing account to an RBC Foreign Currency Account are processed in real-time between 9:00 a.m. and 3:00 p.m. ET, Monday to Friday (excluding Canadian holidays). Transfers out of your RBC Direct Investing account made outside of these hours will be processed the next business day. Daily limits apply to real-time foreign currency transfers.