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Frequently Asked Questions

An RRSP is the go-to choice for most investors saving for retirement, and you can save on a tax-deferred basis until retirement. A TFSA can be used to save for any purpose—including retirement or short-term goals. A TFSA also lets you invest in qualified investments, tax-free, and you can contribute and withdraw funds at any time.

Choose from Canadian and U.S. stocks; common and preferred shares; new issues; options; rights and warrants; equity, fixed income and money market mutual funds; exchange-traded funds (ETFs); and fixed income investments such as T-bills, bonds and GICs.

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You can purchase call options or put options, write covered calls and, with special exception, write naked puts. Additional spread strategies are not allowed.

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Need help and want to avoid calling in? Check out RBC Direct Investing Site Information & Do-It-Yourself Tips

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