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“I Want to Borrow Against My Investments”

A margin account allows you to borrow money on the securities you own. Excess margin can be transferred to your RBC Royal Bank account for personal purposes or used for additional investments within the account. The margin-eligible securities in your RBC Direct Investing account are used as collateral for the loan.

Benefits of Opening a Margin Account with Us

Competitive Interest Rates

Take advantage of competitive interest rates on margin account loans.

Use Securities as Collateral

Use margin-eligible securities in your RBC Direct Investing account as collateral for the loan.

Trade for $9.95 or Less1

Pay only $9.95 flat per trade1 with no minimum balance or trading activity or $6.95 flat per trade1 with 150+ trades per quarter.

“How are other investors using margin”

Margin trading isn’t for everybody, but many investors love the thrill of it. Connect with others to learn how they spot opportunities and assess risk.

The Community

“I want to practice margin trading first.”

If you're not sure if a margin account is for you, a Practice Account can let you test the waters without risking any of your own money.

Practice Accounts

I’m Ready to Get Started With RBC Direct Investing

Open an account online or try out our actual investing site — not a demo — with a practice account.