Guaranteed Investment Certificates (GICs) are often considered the building blocks of a well-balanced portfolio. They guarantee your original investment—plus a specific rate of return for a term that you choose—and offer a reliable, low-risk investment over a set period of time.
Access an extensive range of GICs from all major Canadian financial institutions
Enjoy competitive interest rates, guaranteed for the full term of your investment.
Choose from GICs that offer annual, semi-annual, monthly or compound interest.
Use the Fixed Income Screener to filter and identify investments that meet your needs.
While many GICs cannot be sold prior to maturity, RBC Direct Investing offers cashable GICs that can be redeemed after 30 days.
Open an account online or try out our actual investing site — not a demo — with a practice account.