A Range of Accounts to Meet Your Needs
Choose from several non-personal accounts, including:
Why Choose a Non-Personal Account at RBC Direct Investing?
Hold fixed-income and other liquid assets in both CDN and U.S. dollars in a non-personal account
Conveniently access your personal and non-personal accounts with a single sign-in
Enjoy priority service, savings and more through Royal Circle if investing significant assets
Additional Benefits
Expand your investing knowledge with resources designed to help you take control:
- Find in-depth guides on topics like stocks, options and more in the Investing Academy
- Learn the basics you need to build your strategy with the Investor’s Toolkit
Watch educational videos and demos to see how to use our powerful trading platforms
Filter and choose investments using:
- Powerful screeners, market research and analysis, and more
- Economic insights on current events that could impact your investments
- Automatically reinvest dividendsLegal Disclaimer footnote 2 you earn from your equity investments
- Set up pre-authorized contributions to add money to your non-personal account automatically and then invest it how you want
- Use the RBC MobileLegal Disclaimer footnote 3 app to act fast on opportunities
Receive guest access to our Online Investing platform with a risk-free Practice AccountLegal Disclaimer footnote 4. It’s a great way to practice buying and selling different investments before investing your own money. Free for RBC Online Banking and Direct Investing clients.
Note: Non-personal Practice Accounts are not available. However, you can open a Practice Account as a cash, margin or RRSP account and still experience what it's like to trade online.
Enjoy benefits like real-time streaming quotesLegal Disclaimer footnote 5 and pre-market and after-hours trading at no additional cost:
- Pay just $9.95 commission per online trade with no minimum balance or activity.Legal Disclaimer footnote 6
- Use your Avion points for trade commissions or turn them into cash deposits.
Investments You Can Hold in a Non-Personal Account
Enjoy total freedom to research and pick the investments that meet your needs.
Build Your Knowledge with Inspired Investor Trade
Check out Inspired Investor Trade and visit the Investing Academy to learn more about trading and investing in stocks, options, ETFs and more.
Open a Non-Personal Investment Account
To ensure a faster turnaround on your non-personal account application, an RBC Direct Investing specialist will help you complete the required documentation and guide you until your account is open. After receiving your request, we will contact you within 2 business days to help you get started.
You're Protected. Get 100% reimbursement for any unauthorized transactions conducted through the Online Investing platform or the RBC Mobile app.
See the GuaranteeNon-Personal Account FAQs
You can open a non-personal account here (opens form in new window) or by making an appointment at your closest RBC Royal Bank branch or RBC Direct Investing Investor Centre.
Yes, you can easily authorize other traders—such as a family member, spouse or another person—in a non-personal account. This gives you the flexibility to allow other people to view the holdings in the account, make quick investment decisions (with features such as real-time streaming quotesLegal Disclaimer footnote 5 and pre-market and after-hours trading ) and place trades.