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Create and track your specific investing goals, monitor your portfolio, save automatically and more—with tools and resources designed to help you succeed.

Goal Setting Tool

Get help reaching your retirement, education savings, home down payment or other savings milestone by linking your goals to your accounts. With the Goal Setting tool you can define, chart and track your goals. Plus, it offers suggestions to help you reach them faster!

How the Goal Setting Tool works:

  • Name your goal and choose your goal type (for example: Retirement)
  • Link your goal to one or more accounts. For example, you might link a “New Car” goal to your Tax-Free Savings Account (TFSA)
  • Enter details such as how much you need to save, how much you can contribute, as well as your timeline

Once you create your goal, the tool will show you how making changes to your plan—such as saving more or investing for a longer time period—could affect your goal’s outcome

Analyze & Rebalance Tool

See how diversified your is with the Analyze & Rebalance Tool. Working together with the Goal Setting Tool, it will help you visualize and track your progress. It will also suggest rebalancing strategies to make it easier for you to stay within your target and .

The Analyze & Rebalance Tool can help you:

  • Analyze your portfolios: See how your are diversified by (cash, equities, etc.), area of the world, (such as energy or technology) and holdings concentration
  • Compare portfolios: Compare a portfolio that you have linked to your goal against a generic to see if your and risk vs. return are in line with your investment objectives
  • Rebalance your portfolios: Rebalance your portfolio using your own test trades to see how changing your holdings will affect your portfolio before you actually invest in the market

Performance Tool

With the Performance Tool, you can easily measure and compare your portfolio’s against various , helping you keep your goals on track.

Here’s what you can do with the Performance Tool:

  • View and compare the for your
  • Compare your portfolio’s performance to various such as the S&P/TSX or S&P 500, or to the returns of a generic (such as Conservative, Balanced or Growth) to see if your investment strategy is in line with your long–term objectives
  • Choose the type of return you want to view: Calendar, Cumulative or Annualized
  • View your rate of return on a monthly, quarterly or annual basis

Alerts

Keep track of your stocks, ETFs and mutual funds anytime, anywhere. With the Alerts feature you can receive timely updates on your tablet, mobile phone or desktop.

Personalize your alerts to know when a stock price goes up or down, or when there are other changes you want to know about. You can also receive alerts for news stories, announcements and Morningstar research reports.

Plus, use Market Alerts to set alerts for events or price changes that happen within a specific (such as the TSX or NYSE).

Calendar

Get daily, weekly and monthly views of economic events, earnings dates and dates that may affect your investments.

Watchlists

Keep track of purchase dates, prices and commissions, and track gains or losses for stocks you hold or are interested in. You’ll stay current with access to 40 Watchlists, each with 15 stocks per list.

Save Towards Your Goals—Automatically

Pre-Authorized Contribution (PAC) Plan

Build your savings steadily over time by making automatic, pre-planned deposits to your RBC Direct Investing accounts in regular, easy-to-manage amounts throughout the year.

Learn More about Pre-Authorized Contribution Plan
Try the PAC Calculator (opens link in a new window)

Automatic Investment Plan

Enjoy the convenience of automatically investing in your choice of mutual funds on a monthly or quarterly basis, paid for from your chequing or savings account at any Canadian financial institution.

Receive Income and/or Keep Your Investments Working For You

Dividend Reinvestment Plan (DRIP)

Want to get more out of your investment dollars? When you sign up for DRIP, you can arrange to have the cash dividends1 you earn from the shares you hold in your account automatically reinvested. RBC Direct Investing will purchase additional shares2 in the same companies on your behalf on the dividend payment date. No fees or commissions apply.

View Eligible Securities (opens link in a new window)

Systematic Withdrawal Plan

Need consistent income from your investments? The Systematic Withdrawal Plan automatically redeems (sells) mutual funds in your account, providing you with a source of regular income.

Treasury Bill Rollover

Automatically roll over your treasury bills when they mature, ensuring that your investments keep earning all they can.

Automatic Funds Transfer

Automatically move cash on a monthly basis from your RBC Direct Investing Cash or Margin account to your chequing or savings account at any Canadian financial institution.

Crunch the Numbers and Create a Plan

Financial Calculators

Analyze different financial scenarios using a range of easy-to-use investment and retirement planning calculators.

“What does it cost to trade stock?”

Pay only $9.95 flat per equity trade3 with no minimum balance or trading activity required or $6.95 flat per equity trade3 with 150+ trades per quarter.

Pricing

“Can I qualify for access to special resources?”

Royal Circle® Legal Disclaimer § members receive access to premium research and other distinct services. Find out how to qualify.

Royal Circle Membership

I’m Ready to Get Started With RBC Direct Investing

Open an account online or try out our actual investing site — not a demo — with a practice account.