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Invest towards your first home, the kids' education fund, retirement and more with all the accounts and investments you could ever need.

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The Freedom to Trade Your Way

Use all three platforms at no extra cost, and get human support if you need help getting started.

Monitor your investments and take action with the RBC MobileLegal Disclaimer footnote 6 app—at the gym or on the roadLegal Disclaimer footnote 5.

Get real-time streaming quotes, event-driven insights and more on a robust online investing platform.

Go deep with detailed metrics and advanced charting tools in the fully customizable Trading Dashboard.

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Make Every Dollar Count

$0

View all pricing or see how you can use your Avion points to pay for tradesLegal Disclaimer footnote 9.

Choose the Platform that Gives You More

Transfer $15,000 or more and we'll cover up to $200 in fees charged by your other brokerage.Legal Disclaimer footnote 10 ($500 in fees reimbursed for Royal Circle and Royal Distinction members.Legal Disclaimer footnote 11)

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RBC digital banking security guarantee

You're Protected. Get 100% reimbursement for any unauthorized transactions conducted through the Online Investing platform or the RBC MobileLegal Disclaimer footnote 6 app.

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Self-Directed Investing and Trading FAQs

It's easy. Visit Open an Account to get started. In many cases, your application will be approved in as little as 24 hours.

If you don't have an account with us yet, the easiest way to transfer an account from another institution is when you open your account online. If you're an existing client, you can use our secure online transfer form to transfer your account from another institution. You can also download the form and visit us in person, or call us at 1-800-769-2560.

For details, see Transfer from Another Brokerage or visit an Investor Centre.

Choose from Canadian and U.S. stocks, common and preferred shares, new issues, options, rights and warrants, mutual funds, exchange-traded funds (ETFs) and fixed-income investments such as T-bills, bonds and GICs.

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For details on pricing, please view the complete Commissions and Fees Schedule.

  • Commission-free trading: Save the commission on all mutual fundsLegal Disclaimer footnote 2 and a selection of over 50 exchange-traded funds (ETFs)Legal Disclaimer footnote 1.
  • Pay $0 maintenance fees: Some brokerages charge an account maintenance fee unless you meet certain conditions. At RBC Direct Investing, there’s no maintenance fee, no matter how much you invest—or the type of account you hold.
  • Use your Avion Points to pay trade commissions: If you’re an Avion Rewards member and you have an eligible RBC Direct Investing account, you can use your Avion points to pay for online and mobile trade commissions—or to make cash contributions to your account.Legal Disclaimer footnote 9
  • Transfer fees: Transferring from another brokerage? Move $15,000 or more and we'll reimburse you up to $200 for fees they charge.Legal Disclaimer footnote 10 ($500 in fees reimbursed for Royal Circle and Royal Distinction members.Legal Disclaimer footnote 11 )

See the Commissions and Fees Schedule.

RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Canadian Investment Regulatory Organization and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC Direct Investing Inc., including without limitation: Royal Bank of Canada, Royal Mutual Funds Inc., RBC InvestEase Inc., RBC Dominion Securities Inc., and RBC Global Asset Management Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.
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There may be commissions, trailing commissions, investment fund management fees and expenses associated with investment fund and exchange-traded fund (ETF) investments. RBC Direct Investing Inc. does not offer mutual funds that pay trailing commissions in accordance with rule changes banning such payments to order execution only dealers effective June 1, 2022. To the extent that mutual funds paying trailing commissions are transferred into RBC Direct Investing Inc. or were held at RBC Direct Investing Inc. prior to June 1, 2022, and cannot be switched into an equivalent non-trailer paying fund, any trailing commissions paid to RBC Direct Investing Inc. will be rebated to clients. Before investing, please review the applicable fees, expenses and charges relating to the fund as disclosed in the prospectus, fund facts or ETF facts for the fund. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.