Grow a comfortable nest egg with a Registered Retirement Savings Plan (RRSP). An RRSP provides you with ongoing benefits, reduces your overall tax bill today and shelters your investment income until you withdraw it.
Hold and settle trades in U.S. and Canadian dollars and save on foreign exchange fees.
Use innovative tools and the latest research to help make confident investment decisions.
Did you know that there are ways to use funds from your RRSP without penalty? The Home Buyers Plan (for buying your first home) and the Lifelong Learning Plan (for continuing your education) let you borrow a lump sum from your RRSP and pay it back over time.
A beneficiary named on your RRSP does not have to wait until after your bills are paid or assets distributed to receive the money2. What’s more, if your beneficiary is your spouse/partner or a dependent child, your estate may save on taxes as the money doesn’t have to be entered as income on your final tax return.
Open an account online or try out our actual investing site — not a demo — with a practice account.