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Enjoying My Retirement

Stay Invested—Even After You’ve Retired

Invest for security and income with a wide selection of investment products.

  • Generate predictable, low-risk income with our extensive inventory of GICs and bonds
  • Diversify your portfolio with exchange-traded funds (ETFs)
  • Balance income generation with growth through a broad selection of Canadian and U.S. stocks, including dividend stocks
View All Investment Choices

Make the Most of Your Savings with the Right Accounts

Easily Convert Your RRSP

Keep your investments growing on a tax-deferred basis in a self-directed RRIF or other income fund account type.

Learn More about RRIFs

Continue Investing, Tax-Free

You don’t need to earn an income to contribute to a TFSA–and you can keep contributing after age 71.

Learn More about TFSAs

Invest in a Non-Registered Account

If you’re maxing out the contributions in your TFSA, consider a Cash or Margin Account.

Simplify and Save Time

Whether you need regular income or prefer to reinvest your dividends, our automatic services make it easy.

  • Automatically reinvest the cash dividends you earn through the Dividend Reinvestment Plan
  • Keep your T-bills invested with our automatic Treasury Bill Rollover service
  • Receive a regular income stream with our Systematic Withdrawal Plan for mutual funds
Learn More about our automatic services

Find New Ideas and Build Your Investing Knowledge

Asset Allocation Models

See how investment professionals build and adjust the asset mix for different investor profiles (such as a conservative profile).

Learn More about model portfolios

Research

Access research from sources such as Morningstar‡, Trading Central‡ and RBC Dominion Securities.

Learn More about top-notch research

“What is the 100% Security Guarantee?”

We offer 100% reimbursement for any unauthorized transactions made through RBC Direct Investing Online Investing.1

Online Security Guarantee

“I want to be rewarded for my business.”

Enjoy access to premium research and other distinct services. Find out how to qualify.

Royal Circle Membership

Start Investing Today

Complete your application online in minutes - it's fast, secure and easy.

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Legal Disclaimer
There may be commissions, trailing commissions, investment fund management fees and expenses associated with investment fund and exchange-traded fund (ETF) investments. On or after June 1, 2022, any trailing commissions paid to RBC Direct Investing Inc. will be rebated to clients pursuant to applicable regulatory exemptions. Before investing, please review the applicable fees, expenses and charges relating to the fund as disclosed in the prospectus, fund facts or ETF facts. Mutual funds and ETFs are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.